Engapuzha, Puduppadi P.O, Kozhikode 673586 Mon - Sat: 9.00 AM - 6.00 PM
puduppadiscb@gmail.com +91 0495 2235237 / 9446635237

Deposit Services

Grow Your Savings With Us

Savings Account

A basic deposit facility to save a minimum amount out of your earnings. Open an SB Account with a minimum balance of Rs.250/-. Interest is calculated on minimum balance system on yearly basis.

  • Minimum balance Rs.250/-
  • Interest on yearly basis
  • Passbook facility
  • Nomination facility
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Fixed Deposits

Fixed Deposit offers higher rate of interest. Deposit money for a fixed period and receive interest as per agreement on maturity. Premature closure available with applicable terms. Senior Citizens get 0.5% extra.

  • Higher interest rates
  • Premature closure available
  • Senior Citizen +0.5% extra
  • Loan against FD available
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Recurring Deposits

Open an RD account for a fixed period on monthly basis. Build disciplined savings with regular monthly contributions and earn attractive returns on maturity.

  • Minimum period: 12 months
  • Minimum amount: Rs.500/- per month
  • Attractive interest rates
  • Ideal for salaried individuals
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Cash Certificate

An attractive investment scheme where you deposit an amount for one year. Interest is quarterly compounded and reinvested for maximum returns. Interest cannot be withdrawn before maturity.

  • 1 year investment period
  • Quarterly compounded interest
  • Interest reinvested automatically
  • Higher effective returns
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Loan Products

Affordable Loans For Every Need

Gold Loan

Get instant funds against your gold ornaments at competitive interest rates. Quick processing with minimal documentation.

  • Instant disbursement
  • Low interest rates
  • Safe gold storage
  • Flexible repayment
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Personal Loan

Fulfill your personal needs with our personal loan. Whether it's for education, medical expenses, or any other purpose.

  • No collateral needed
  • Quick approval
  • Flexible tenure
  • Easy documentation
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Vehicle Loan

Drive home your dream vehicle with our affordable vehicle loan. Available for both two-wheelers and four-wheelers.

  • New & used vehicles
  • Attractive rates
  • Up to 80% financing
  • Quick processing
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Housing Loan

Build or buy your dream home with our housing loan at affordable interest rates and long repayment tenure.

  • Construction & purchase
  • Long repayment period
  • Competitive rates
  • Home renovation loans
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Agricultural Loan

Support your farming activities with our agricultural loan. Designed for farmers and agricultural workers in our community.

  • Crop loans
  • Farm equipment finance
  • Low interest rates
  • Seasonal repayment
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Business Loan

Grow your business with our business loan products. Tailored financing solutions for small businesses and entrepreneurs.

  • Working capital loans
  • MSME support
  • Flexible repayment
  • Collateral & non-collateral
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Other Services

Additional Banking Services

RTGS / NEFT

Fast and secure fund transfer via RTGS and NEFT

Mobile Banking

Banking at your fingertips on your mobile

Locker Facility

Safe deposit lockers for your valuables

Chitty / GDS

Group deposit schemes for community savings

Subsidiary Ventures

Our Allied Enterprises

Run by Puduppadi Service Co-Operative Bank Ltd.